Buying a home
First-home buyers
Buying your first home is a life-changing decision. We're right there to help you through the process.
Building a new home
Building a new home requires expert knowledge of construction loans to navigate the build. We can help.
Next-home buyers
Moving on to your next home? The right assistance can save you money and stress as you sell and buy again.
Investment property
Buying your first rental or building your investment portfolio, we can help with expert advice and solutions.
Resources
Interest rates
How much can I borrow?
Mortgage calculator
Video tips
We help you find the
right
home loan
Enquire now
Managing your loan
Refix or refinance
Mortgage up for renewal or need to make some changes? Make sure your lending meets your current situation.
Mortgage restructure
Plans change. We can help you meet your new goals with advice and assistance tailored to your needs.
Resources
Interest rates
Mortgage calculator
Start
with a mortgage
review
Enquire now
Finance
Business loans
In business – or just starting out? Our team has the knowledge to help you reach your goals.
Debt consolidation
Is debt keeping you stuck? Let us help consolidate your debt and get you on the road to freedom.
Personal loans
When you need a personal loan, talk to us first and let's find a solution to keep you on track.
Development loans
Ensure you’re getting the best lending deal for your spec build, development or subdivision.
Bridging finance
Bridging finance can be tricky. Talk to us about how to make it work with the best structure/rate.
Resources
Interest rates
What can I borrow?
Get the
ball rolling
with a finance application
Apply now
Calculators
Mortgage calculator
Got a property in mind? Find out what your loan repayments could look like.
Property investment
Find out whether that property stacks up as a worthwhile investment.
How much can I borrow?
Get started with an idea of your budget and how much you could spend.
Tips & Insights
Our Blog
Keeping you updated with finance news, home advice and money saving tips.
Videos
Browse a range of videos for tips and insights from our mortgage advisers.
Get the App
A handy tool to easily compare interest rates and estimate loan repayments.
Our latest news
November 17, 2023
Navigating Mortgage Arrangements During a Relationship Breakup
Read post
About
Meet the team
Get to know our mortgage advisers and the operational support team making it happen behind the scenes!
Our story
Discover how NZ Mortgages got started and learn more about our company culture and values.
Success stories
Dive in to see how NZ Mortgages has helped hundreds of people like you reach financial freedom.
NZ Insurances
Living your best life in your new home? Ensure it stays that way with insurance policy packages to protect your investment.
Contact
Get in touch
Video tips
Can you get your first home with just 5% deposit?
Continue Watching
Have You Got Credit Issues?
5 Deposit Options for First Home Buyers
3 Things to Know if You are Self-Employed
The Benefits of a Building Inspection
