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Calculators

Mortgage Calculator

Mortgage repayment calculator

Understand your repayments

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Our expert team of experienced advisers specialise in navigating the complexities of the mortgage market, ensuring you secure the best possible financing solutions.

Things to consider

This calculator is meant to function as a guide. It does not provide any kind of financial advice. The figures that the calculator provides are illustrative and should not be considered definitive or an offer of finance by NZ Mortgages. Furthermore, the figures are not recommendations or opinions about products.

The mortgage calculator performs calculations based on the information provided by you. It does not take into account your financial situation or goal. Interest rates are fluid and subject to change without notice.

If your home mortgage loan application is accepted, an additional fee may apply even if your application does not meet the lending criteria. To get a further understanding of NZ Mortgages’ home loans, please refer to the terms and conditions.

Our terms and conditions
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Frequently asked questions

What is bridging finance?
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Bridging finance is a short-term loan used to bridge the gap between the purchase of a new property and the sale of an existing one.

How long does it take to get bridging finance?
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The timeframe for obtaining bridging finance varies depending on factors such as the lender's processes, property valuation, and the complexity of the transaction.

How long does bridging finance last?
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Bridging finance typically lasts for a short period, ranging from a few weeks to a few months, until the sale of the existing property is finalised.

Do I qualify for bridging finance?
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Qualification criteria typically include factors such as property equity, income stability, credit history, and repayment ability. Our team can assess your eligibility.

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