From the arrival of a new baby to starting a new job or getting a promotion, life impacts your financial situation.
Restructuring your mortgage can reduce financial stress by minimising repayments when your household income reduces – or help you get to your financial goals faster with increased payments when your income increases or other obligations change.
By restructuring your mortgage, we may be able to increase your lending to cover property renovations, taking advantage of a better interest rate. If you’re buying into a new business or need a capital injection for your existing business, a mortgage restructure can free up funds. And if your relationship status has changed, whether you’re combining assets or going through the process of separation or divorce, it’s essential to talk to an expert about how to restructure your lending.
Not sure what the future holds and need more flexibility? We can help with that too.
The team at NZ Mortgages are dedicated to getting you the best outcome for your needs.
It all starts with a friendly chat about your situation and then we find the best fit for you. For today’s situation or a change on the horizon, get in touch with us and let’s help you make a plan.