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Buying a home

Next Home Buyers

Buying your next home is both thrilling and overwhelming. Let NZ Mortgages help you navigate through the decision-making process. Next home buyers can benefit from our tailored solutions to make their next dream home a reality.

Next home buyers
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Plenty of additional costs can pop up when you’re selling one property to buy another.

Our team provide information and advice to protect you against costly mistakes.

Whether you’re upsizing, downsizing, moving cities or just wanting a change, we’ll provide all the information you need to keep your costs (and stress) to a minimum.

With comprehensive guidance, we empower clients to make informed decisions, safeguarding their financial interests throughout the buying and selling journey. Trust NZ Mortgages to provide the support and resources needed for a smooth and cost-effective property transition.

Next home buyers nz

It’s all about planning your successful next step.

Are you ready to take the next step in your homeownership journey? Here's what you can expect:
Dedicated mortgage experts
Personalised consultation
Our mortgage advisers offer personalised consultations. We provide competitive interest rates and give you a transparent picture of your commitment.
Financial assessment
Before embarking on your next home buying journey, it's crucial to assess your financial readiness. We help you choose the right debt consolidation structure based on your liabilities and debt.
Mortgage supportive
Budgeting strategies
Effective budgeting is the key to achieving your homeownership goals. Our online mortgage calculator helps you create a realistic budget.
Expert mortgage advisers
Legal and settlement assistance:
Navigating the legal aspects of property purchase can be complex, but you don't have to do it alone. Our advisers have the experience and acumen to help you understand the legalities involved.
Our team will help you understand and factor in real estate fees, solicitor fees, and the potential ‘break-out cost’ of your current mortgage.

We’ll also make sure that you’re in a realistic position when it comes to bridging finance. Check out our handy online resources to get a handle on where you're currently at!

Mortgage brokers in Christchurch

The latest interest rates right at your fingertips.

View live interest rates

Next home buyers

Our top tips to learn before you begin the next home buyers process.

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Our award winning team

Expert mortgage advisers
We’ll hunt the market to find you the best deal, and provide all the advice you need to enjoy and understand the process.
first time home buyer
Our highly experienced mortgage brokers are dedicated to helping Kiwis buy their dream home or property
Get started

We'd love to help you

Get in touch before you put your house on the market, and let’s start planning your successful next step.
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Frequently asked questions

What if my registered valuation is too low?

If the registered valuation of the property you're interested in is lower than expected, our mortgage advisers can explore options such as renegotiating the purchase price or seeking additional valuation assessments. We'll work to ensure your mortgage terms align with the property's value and your financial goals.

How much does a mortgage broker cost?

In most cases, our services come at no direct cost to you. Mortgage brokers typically receive commissions from lenders upon successful loan arrangements, allowing us to provide our expertise and guidance to you without additional fees.

How do I get the best home loan rate?

Securing the best home loan rate involves thorough research and negotiation. Our mortgage advisers leverage their industry expertise and relationships with lenders to help you find competitive rates tailored to your financial situation and goals.

How can NZ Mortgages help me as a next home buyer?

NZ Mortgages offers personalised advice and support throughout the home buying journey. Our experienced mortgage advisers will guide you through the mortgage application process, help you find the most suitable loan options, and ensure a smooth and stress-free experience as you transition to your next home.

What fees and costs should I be aware of when buying my next home?

Next time home buyers should budget for expenses such as legal fees, valuation fees, and moving costs. Our advisers will provide a breakdown of all potential costs involved in the home buying process.

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