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Buying a home

Investment property

Want to invest in property? Get expert advice as purchasing an investment involves different lending criterias to buying a family home. NZ Mortgages uses our wealth of experience and knowledge to make buying investment property in New Zealand a stress-free experience.

Buying an investment property in nz
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Arranging finance for the purchase of an investment property is quite different from buying a family home.

Buying an investment property requires a strategic financial approach distinct from purchasing a family home. Investment property loans offer specific features tailored to investors' needs, such as flexible repayment options and tax benefits. NZ Mortgages specialises in guiding clients through the intricacies of buying an investment property, ensuring optimal loan structures.

There are two main types of investment property: residential and commercial.

Residential Investment Property:
Involves purchasing homes or apartments for rental income, offers potential for long-term capital appreciation and provides steady cash flow through rental payments.

Commercial Investment Property:
Involves buying offices, retail spaces, or industrial properties for income generation. Typically yields higher returns but may require larger upfront investments. Tenant leases are typically longer and may include annual rent increases.

Buying an investment property

We are here to help you maximise your options.

Start your investment property journey with NZ Mortgages.

Explore a range of investment property options and receive personalised tips to find the ideal opportunity. With our assistance, you can navigate the complexities of the real estate market with confidence and achieve your investment objectives.

Trust NZ Mortgages to support you every step of the way in building a profitable property portfolio.

Mortgage brokers in Christchurch

The latest interest rates right at your fingertips.

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Calculate your returns

Stay informed and make informed decisions about your investment with our user-friendly tool. Take advantage of our investment property calculator to ensure you're getting the best rates for your investment strategy.

Investment property calculator
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Investment property

Our top tips to learn before you invest.

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Our award winning team

Expert mortgage advisers
We’ll hunt the market to find you the best deal, and provide all the advice you need to enjoy and understand the process.
first time home buyer
Our highly experienced mortgage brokers are dedicated to helping Kiwis buy their dream home or property
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We'd love to help you

If it's time to buy an investment property, we'd love to walk alongside you.
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Frequently asked questions

Should I manage the property myself or hire a property manager?
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Deciding whether to self-manage or hire a property manager depends on factors such as your time availability, expertise, proximity to the property, and willingness to handle tenant-related responsibilities.

Should I invest in residential or commercial property?
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The decision depends on factors such as your investment objectives, risk tolerance, market conditions, and financial capacity. Residential properties offer rental stability, while commercial properties may provide higher returns but with higher risks.

How do I choose the right investment property?
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Consider factors such as location, rental demand, property condition, potential rental income, future development plans, and your investment goals. NZ Mortgages help you to choose the right investment in property.

How do I finance an investment property?
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Financing options for investment properties include traditional mortgages, specialised investment property loans, and leveraging equity from existing properties. Contact us to get an investment property quote now.

What is an investment property?
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An investment property is real estate purchased with the intention of generating rental income or capital appreciation.

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