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Home loans

Bridging finance

Want to buy a new home before selling your existing home? You can benefit from bridging finance. We can help you get bespoke short-term bridging loans so that you can buy your dream home without getting stressed

Bridging finance on property
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Bridging finance is designed to help you purchase a new home before you’ve sold your existing property.

It can be helpful in a range of circumstances; for example, if you find your dream home before you put your house on the market, or if there’s a gap between the settlement dates of the property you’re selling and the property you’re buying.

Bridging finance nz

Helping you bridge the gap to get into your dream home.

Bridging finance is effectively a short-term home loan and comes with its own pros and cons. If you’re considering bridging finance, we recommend getting in touch as early as possible in the process.

Get in touch to explore if bridging finance is right for you.

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Frequently asked questions

What is bridging finance?

Bridging finance is a short-term loan used to bridge the gap between the purchase of a new property and the sale of an existing one.

How long does it take to get bridging finance?

The timeframe for obtaining bridging finance varies depending on factors such as the lender's processes, property valuation, and the complexity of the transaction.

How long does bridging finance last?

Bridging finance typically lasts for a short period, ranging from a few weeks to a few months, until the sale of the existing property is finalised.

Do I qualify for bridging finance?

Qualification criteria typically include factors such as property equity, income stability, credit history, and repayment ability. Our team can assess your eligibility.

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