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Home loans

Interest Rates

Frequently asked questions

Should I refinance my mortgage to take advantage of lower interest rates?
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Refinancing can be beneficial if you can secure a lower interest rate, resulting in reduced monthly payments or paying off the loan sooner.

What is the difference between fixed-rate and variable-rate mortgage interest rates?
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Fixed-rate mortgages offer a stable interest rate for the entire loan term, while variable-rate mortgages have rates that can fluctuate based on market conditions.

Can I lock in a mortgage interest rate today?
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Yes, many lenders offer the option to lock in an interest rate for a specified period, protecting borrowers from potential rate increases during that time.

How do home loan interest rates differ from other types of interest rates?
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Home loan interest rates specifically apply to mortgage loans used to purchase or refinance residential properties.

What are interest rates?
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Interest rates represent the cost of borrowing money and are expressed as a percentage of the loan amount.

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